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In addition to the pages on our navigation bar and the following links, we offer numerous articles related to debt and finances. Click on any link listed below to access the item of interest.

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Debt Management

A Debt Management Program versus Debt Reduction Settlement: Which Alternative is Right For You? (A Must Read 7 Page Article)

The above article includes the following sections:
           Seeking Relief Through A Debt Reduction Settlement
           Debt Management Throught Consumer Credit Counseling
           Which Alternative is Right For You?
           Important Facts That Must Be Considered

Managing Your Debts: How to Regain Financial Health

The Effect of a Debt Management Program on Your Credit Report

Default: Failing To Meet Your Legal Obligations

Taking Charge of Your Credit Cards

Knee Deep in Debt? Self-Help Guide

Questions to Ask When Choosing a Credit Counselor

A Must-Do List For People on Debt Management Plans

If Your Credit Counseling Agency Goes Out of Business

Out of Work? How to Deal with Creditors

Credit Matters: A Primer on Credit Card Use

Mortgage Payments Out of Control? Here's What to Do

Practical Advice For Everyone On How to Save & Manage Money


Debt Settlement

A Debt Management Program versus Debt Reduction Settlement: Which Alternative is Right For You? (A Must Read 7 Page Article)

The above article includes the following sections:
           Seeking Relief Through A Debt Reduction Settlement
           Debt Management Throught Consumer Credit Counseling
           Which Alternative is Right For You?
           Important Facts That Must Be Considered

The Effect of Debt Settlement On Credit Your Report

How Debt Settlement Works

Common Objections To Debt Settlement

Do-It-Yourself Debt Settlement

Questions and Answers On Foreclosure and Debt Cancellation

Charge-Offs: How it Relates to Consumers & Their Credit Reports

Managing Your Debts: How to Regain Financial Health

Default: Failing To Meet Your Legal Obligations

Taking Charge of Your Credit Cards

Knee Deep in Debt? Self-Help Guide


Debt Consolidation

Debt Consolidation: Do You Know the Facts?

Want To Consolidate Your Debts?
Putting Your Home On The Loan Line Is Risky Business

Need a Loan? Think Twice About Using Your Home as Collateral

Debt Consolidation Options

Refinancing Your Home

Home Equity Line of Credit

Understanding Your Rights To Fair Lending

Default: Failing To Meet Your Legal Obligations

Taking Charge of Your Credit Cards


Credit Counseling

Before You File for Personal Bankruptcy: Information You Need To Know About Credit Counseling and Education Requirements

Mortgage Payments Out of Control? Here's What to Do

Credit and Your Consumer Rights

Practical Advice For Everyone On How to Save & Manage Money

Home Loans: How to Keep Costs from Going Through the Roof

Out of Work? How to Deal with Creditors

Credit Matters: A Primer on Credit Card Use

About Creditors

Avoiding Credit and Charge Card Fraud

Guide To Understanding Foreclosure

Deficiency Judgment (On Foreclosure Sale)

Insolvency: What It Means To Be Insolvent

Vehicle Repossession

Tips For Parents:Teaching Children The Financial Facts of Life

After You Retire: Managing Your Expenses on a Fixed Income

Ways to Cope Financially During and After a Big Change

Beyond The Statute of Limitation: Time-Barred Debts

Using Plastic: A Young Adult's Guide to Credit Cards

Consumer Financial Rights: Federal and State Laws

Refinancing: Tips for Mortgages and Other Credit

Write-Off: Uncollectable Debt

Helping Your Money Last... After Your Last Paycheck

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